Know exactly what you'll pay before you spend anything, and exactly what you get for it. Prices below are plus VAT.
One property, £251,000, the average price across Greater Manchester right now (ONS, 2026). This is an example, not a promise.
These numbers assume rent goes up 5% a year and the property's value goes up 7.5% a year. The mortgage costs 4.5% for the first five years, then 3.5%. We've included 12% for management, plus VAT, and the extra stamp duty tax you pay on a second property. Your money is at risk, and property prices can go down as well as up.